Richards Consulting is an independent expert on the financial aspects of demographic risk for insurers, reinsurers and pension schemes.
We provide consulting services on demographic risks.
For the analysis of portfolio-specific risks, including the assessment of mis-estimation risk, we recommend and use Longevitas survival modelling.
For the calibration of stochastic mortality-forecasting models, including the assessment of capital requirements for longevity trend risk under Solvency II, we recommend and use the Projections Toolkit.